Ammo prices have a way of turning a range day into a math problem. The press, the components, the shipping, the hours at the bench: does reloading really save money, or is it just another hobby with a spreadsheet?
The honest answer depends on what you shoot. Bulk 9mm and 5.56 are widely available, so reloading may only trim a little off the bill. .300 Blackout and .308 Winchester can cost more per round, which gives handloading more room to pay off—especially if you shoot often and reuse your brass.
Here’s a practical look at four popular calibers, the press makers worth knowing, and the costs new reloaders should put on the ledger.
The quick take
9mm: Factory practice ammo is inexpensive in bulk. Reloading can be close in cost, but equipment takes a long time to pay off if you shoot modestly.
5.56: Factory ammo is common and competitive on price. Reloading can make more sense for shooters who value consistency or shoot enough to use a large batch of components.
.300 Blackout: Factory ammo generally costs more than 5.56, and loads vary widely. Reloading may help, but compare like with like—supersonic practice ammo against similar practice ammo, and subsonic against subsonic.
.308 Winchester: Factory range ammo and premium hunting or match ammunition sit in very different price brackets. The more specialized the factory load you’re comparing against, the stronger the potential case for reloading.
Factory ammo vs. reloading: the comparison
The following figures are illustrative online market snapshots, not guaranteed prices. Listings, shipping, brand, bullet type, and sales can move the numbers quickly. Compare the same type of load, and check the delivered price before buying.
| Caliber | Example factory-ammo pricing | What the cost comparison tells you |
|---|---|---|
| 9mm | Bulk brass-case FMJ around $0.24–$0.28/round | Reloading estimates can land near $0.20–$0.24/round with purchased once-fired brass, leaving a narrow margin before equipment and time. Sources: 9mm price guide, reloading cost calculator |
| 5.56 | Lowest observed prices for brass-case 55-grain FMJ near $0.46/round in September 2026 | Cheap, common factory ammo puts pressure on any reloading savings. Source: 5.56 price index |
| .300 Blackout | Bulk FMJ listings often fall around $0.60–$0.85/round, with load and listing differences | The factory price can make reloading attractive, but supers and subs aren’t interchangeable for cost comparisons. Source: current listings |
| .308 Winchester | Brass-case FMJ range ammo observed around $0.55–$0.75/round for bulk loads | Reloading may have a stronger case for match or hunting ammunition than for basic practice loads. Source: September 2026 price snapshot |
Why 9mm savings can be slim
With 9mm, every penny matters. One current estimate puts reloaded 9mm with purchased once-fired brass at roughly $0.20–$0.24 per round, while bulk factory FMJ has been listed around $0.24–$0.28 per round. That difference can disappear with component price changes, shipping, or a factory sale.
The math improves if you already have reusable brass and find components at good prices. But even then, ask whether a few cents per round will repay your equipment investment at your annual shooting volume.
5.56: a tough price fight
5.56 is one of the most widely available rifle cartridges. That keeps factory options plentiful and gives bulk buyers room to shop around. As a result, reloading for low-cost practice alone may not be an automatic win.
It can still make sense for high-volume shooters or people who want more control over consistency. Run your own numbers with current component prices and brass costs before counting on savings.
.300 Blackout: compare the load you actually shoot
.300 Blackout factory ammo can be notably more expensive than 5.56, but a single “price per round” hides important differences. Supersonic practice ammunition, subsonic loads, and premium hunting ammunition can have very different prices.
For a fair comparison, price the same category on both sides. If you primarily buy subsonic factory ammo, compare your component costs against subsonic factory options—not the cheapest supersonic listing you can find.
.308 Winchester: the use case changes the math
For .308, basic FMJ range ammunition is one comparison; premium hunting or match ammunition is another. Reloading can look less compelling against inexpensive range ammo and more compelling when the factory load has a premium bullet or match label.
That doesn’t mean every handloaded round will be cheaper. It means you should compare equivalent ammunition and include brass, bullets, primers, powder, shipping, and equipment in the calculation.
How to calculate your break-even point
Use a simple starting formula:
Equipment cost ÷ savings per round = rounds needed to break even
If a complete setup costs $600 and your real savings are $0.10 per round, you need to load 6,000 rounds just to match the equipment cost. At $0.04 saved per round, that rises to 15,000 rounds.
Your per-round estimate should account for:
Bullet, primer, and powder costs
Brass purchase price, spread across its usable life
Shipping and other purchase fees
Dies and caliber-specific accessories
Equipment replacement or maintenance
Your time
Brass is often reusable, but it isn’t infinitely reusable. If you buy it, count the cost. If you recover it, account for sorting and unusable cases rather than assuming every case is free.
Major reloading-press brands
A press is the centerpiece of the bench, but it’s only one part of a complete setup. These established makers offer options for different budgets and production needs:
Lee Precision makes accessible equipment across single-stage, turret, and progressive categories. The Classic Cast is a heavy cast-iron single-stage press with adjustable features and compatibility with standard dies. Lee Classic Cast
RCBS offers a broad line of presses. The Rock Chucker Supreme is a heavy-duty single-stage press with an ambidextrous design and a roomy operating window. RCBS Rock Chucker Supreme
Hornady sells both single-stage and progressive presses. Its Lock-N-Load Classic is a single-stage model with quick-change die bushings. Hornady Lock-N-Load Classic
Dillon Precision is well known for progressive presses aimed at higher-volume loading.
Lyman offers presses and starter equipment, including single-stage options.
Choose based on your cartridge list, expected volume, available bench space, and how much setup complexity you’re comfortable learning.
Beginner press picks
For a first press, a single-stage model is a solid place to learn. It handles one operation at a time, so the work is easier to follow and inspect. It’s slower than a progressive press, but that’s often a useful trade when you’re starting out.
Lee: A value-focused entry point, with the Classic Cast as a sturdier single-stage option.
RCBS Rock Chucker Supreme: A substantial, traditional single-stage press with broad versatility.
Hornady Lock-N-Load Classic: A single-stage option with quick-change die bushings that make switching dies more convenient.
Dillon progressive presses: Worth considering for experienced reloaders with higher-volume needs, after they understand the process and have a clear reason to increase output.
A kit may simplify shopping, but check the box contents carefully. Dies, shell holders, a current manual, a scale, calipers, case-preparation tools, and other caliber-specific items may be sold separately.
Safety, learning, and component supply
Reloading rewards attention and careful recordkeeping. Use current published data from reputable manuals or component manufacturers for the exact components involved. Don’t substitute a recipe found online or assume that data for one combination applies to another.
Keep components clearly identified and stored according to their manufacturers’ directions. If you’re uncertain about the data, a component, or the equipment, stop and get guidance from a qualified source before continuing.
Supply matters, too. A savings estimate isn’t useful if the components you need are unavailable or only sold at prices that erase the margin. Check availability and delivered cost before investing in a press for a specific caliber.
So, is reloading worth it?
For 9mm and 5.56: Maybe. Both have a lot of factory competition, so the savings can be modest. High volume, good component prices, and a supply of reusable brass improve the case.
For .300 Blackout and .308 Winchester: Potentially. Factory prices can give reloading more room to compete, particularly for the specific load types you shoot most. But your actual component costs—not a general promise of savings—decide the outcome.
Reloading is most worthwhile when the numbers work for your round count and you value the time at the bench. Price your components, estimate your annual use, calculate break-even, and choose a press that fits the way you plan to shoot.
